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OFG Bancorp OFG Electronic Banking Charges

Electronic Banking Charges at other companies

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Kearny FinancialKRNY
$389K-0.5%
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$935K-31.2%
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$2.23M+10.3%
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$3.22M+1.6%
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United Community BanksUCB
$3.56M-0.4%

Segments

By segment

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Banking$12.23M-0.4%
Treasury$0
Wealth Management$0

Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%
Enterprise value$1.51B+43.4%
P/E10.1×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept ofg:ElectronicBankingCharges.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemQuarter Ended June 30, 2026Quarter Ended June 30, 2025Six-Month Period Ended June 30, 2026Six-Month Period Ended June 30, 2025
Non-interest expense:
Compensation and employee benefits41,17639,56582,52379,497
Occupancy, equipment and infrastructure costs14,27314,62927,69129,449
Electronic banking charges12,22912,27620,83421,946
Information technology expenses7,1176,67813,71412,966
Professional and service fees4,8394,81311,0539,931
Taxes, other than payroll and income taxes4,1583,7438,2917,469
Insurance2,8023,0255,6755,791

Cover / Front Matter

FAQ

What is OFG Bancorp's electronic banking charges?
OFG Bancorp (OFG) reported electronic banking charges of $12.23M in Q2 2026.
How has OFG Bancorp's electronic banking charges changed year-over-year?
OFG Bancorp's electronic banking charges decreased by 0.4% year-over-year, from $12.28M to $12.23M.
What is the long-term trend for OFG Bancorp's electronic banking charges?
Over 4 years (2021 to 2025), OFG Bancorp's electronic banking charges has grown at a 6.1% compound annual growth rate (CAGR), from $37.2M to $47.08M.
What does electronic banking charges mean?
These are the operational costs associated with maintaining and processing digital banking transactions, including ATM networks, online banking platforms, and mobile payment systems. As financial institutions shift toward digital-first strategies, this metric tracks the scalability and efficiency of the bank's technology infrastructure. Higher costs may indicate increased transaction volume or necessary investments in digital security and user experience.

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