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Home BancShares HOMB Provision for Credit Losses

Provision for Credit Losses at other companies

International Bancshares logo
International BancsharesIBOC
$3.02M-9.2%
JPMorgan Chase logo
JPMorgan ChaseJPM
$2.51B-24.1%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$1.14B+21.8%
Regions Financial logo
Regions FinancialRF
$91M-26.6%
First Financial Bankshares logo
First Financial BanksharesFFIN
$2.29M-35.1%
Associated Banc-Corp logo
Associated Banc-CorpASB
$11M-15.4%

Other financials

Income statement

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Revenue$266.7M+2.5%
Net income$118.2M+2.6%
EPS (diluted)$0.60+3.4%

Balance sheet

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Cash & equivalents$1.1B-14.2%
Total debt$32.7M-29.6%
Total equity$4.3B+7.6%
Total assets$23.2B+0.9%

Cash flow

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Operating cash flow$150.8M+28.9%
CapEx$11.6M+68.2%
Free cash flow$139.3M+26.4%

Valuation

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Market cap$5.57B-5.7%
Enterprise value$4.49B-3.4%
P/E11.6×-2.5×
P/S5.1×-0.7×

Profitability

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Net margin43.6%+3.1pp
FCF margin37%-0.5pp

Returns & leverage

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Return on equity11.4%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Home BancShares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Home BancShares’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home BancShares's provision for credit losses?
Home BancShares (HOMB) reported provision for credit losses of $1.5M in Q1 2026.
What is the long-term trend for Home BancShares's provision for credit losses?
Over 3 years (2022 to 2025), Home BancShares's provision for credit losses has grown at a -21.7% compound annual growth rate (CAGR), from $50.17M to $24.1M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.