What is HTFL's allowance for credit losses?

HTFL (HTFL) reported allowance for credit losses of $0 in Q1 2026.

What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

HTFL HTFL Allowance for credit losses

Allowance for credit losses at other companies

VericelVCEL

$0—

First BanCorpFBP

$245.06M-0.9%

PopularBPOP

$14.55M+2.7%

KemperKMPR

$20.9M+125%

Community Financial SystemCBU

$90.19M+8.9%

Park NationalPRK

$108.59M+23.2%

Other financials

Income statement

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Revenue$52.6M+41.3%

Gross profit$42.2M+50.9%

Operating income-$29.5M-68.6%

Net income-$27.4M+15.4%

EPS (diluted)-$0.32+93.9%

Balance sheet

See full

Cash & equivalents$24.4M-78.7%

Total debt$26.3M—

Total equity$285.7M+132%

Total assets$344.0M—

Cash flow

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Operating cash flow-$30.1M-129%

CapEx$1.9M+71.6%

Free cash flow-$32.0M-124%

Valuation

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Market cap$2.97B—

Enterprise value$2.98B—

P/S15.5×—

Profitability

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Gross margin78.1%+2.4pp

Operating margin-39.7%-4.8pp

Net margin-58.4%-12.1pp

FCF margin-40.1%-2.4pp

Returns & leverage

See full

Return on equity37.1%—

Debt / equity0.1×—

Current ratio5.6×—

Where this comes from

Reported directly by HTFL in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss.

The official record: HTFL’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is HTFL's allowance for credit losses?: HTFL (HTFL) reported allowance for credit losses of $0 in Q1 2026.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.