What is Vericel's allowance for credit losses?

Vericel (VCEL) reported allowance for credit losses of $0 in Q1 2026.

What is the long-term trend for Vericel's allowance for credit losses?

Over 5 years (2020 to 2025), Vericel's allowance for credit losses has grown at a -100.0% compound annual growth rate (CAGR), from -$6K to $0.

What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

Vericel VCEL Allowance for credit losses

Allowance for credit losses at other companies

VericelVCEL

$0—

First BanCorpFBP

$245.06M-0.9%

PopularBPOP

$14.55M+2.7%

KemperKMPR

$20.9M+125%

Community Financial SystemCBU

$90.19M+8.9%

Park NationalPRK

$108.59M+23.2%

Other financials

Income statement

See full

Revenue$68.4M+30.1%

Gross profit$49.3M+35.8%

Operating income-$8.1M+37.0%

Net income-$6.3M+44.0%

EPS (diluted)-$0.12+47.8%

Balance sheet

See full

Cash & equivalents$109.3M+37.1%

Total debt$95.0M-4.6%

Total equity$356.2M+20.6%

Total assets$485.6M+14.4%

Cash flow

See full

Operating cash flow$16.4M+148%

CapEx$1.3M-91.2%

Free cash flow$15.1M+299%

Valuation

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Market cap$2.06B-26.8%

Enterprise value$2.05B-28.0%

P/E96.1×-850×

P/S7.1×-4.7×

Profitability

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Gross margin74.8%+2.3pp

Operating margin5.4%+4.6pp

Net margin7.3%+6.1pp

FCF margin16.3%—

Returns & leverage

See full

Return on equity6.6%+5.5pp

Debt / equity0.3×-0.1×

Current ratio5.2×+0.2×

Where this comes from

Reported directly by Vericel in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss.

The official record: Vericel’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Vericel's allowance for credit losses?: Vericel (VCEL) reported allowance for credit losses of $0 in Q1 2026.
What is the long-term trend for Vericel's allowance for credit losses?: Over 5 years (2020 to 2025), Vericel's allowance for credit losses has grown at a -100.0% compound annual growth rate (CAGR), from -$6K to $0.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.