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Hawthorn Bancshares HWBK Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Midland States Bancorp logo
Midland States BancorpMSBI
$2.08M-11.1%
National Bankshares logo
National BanksharesNKSH
$301K+3.1%
Financial Institutions logo
Financial InstitutionsFISI
$2.77M-0.2%
SB Financial Group logo
SB Financial GroupSBFG
$485K+22.2%
West Bancorporation logo
West BancorporationWTBA
$308K+9.2%
Northwest Bancshares logo
Northwest BancsharesNWBI
$2.04M+53.4%

Other financials

Income statement

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Revenue$20.2M+7.7%
Net income$5.7M+6.7%
EPS (diluted)$0.83+7.8%

Balance sheet

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Cash & equivalents$101.9M-0.3%
Total debt$4.9M+60.5%
Total equity$175.4M+14.3%
Total assets$1.9B-1.5%

Cash flow

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Operating cash flow$8.0M+39.0%
CapEx$1.9M+588%
Free cash flow$6.1M+11.7%

Valuation

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Market cap$271.04M+39.8%
Enterprise value$173.98M+81.8%
P/E11.2×+1.8×
P/S3.3×+0.7×

Profitability

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Net margin29.6%+3.6pp
FCF margin29.7%-1.5pp

Returns & leverage

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Return on equity14.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hawthorn Bancshares in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Hawthorn Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hawthorn Bancshares's bank owned life insurance income?
Hawthorn Bancshares (HWBK) reported bank owned life insurance income of $493K in Q1 2026.
How has Hawthorn Bancshares's bank owned life insurance income changed year-over-year?
Hawthorn Bancshares's bank owned life insurance income decreased by 3.1% year-over-year, from $509K to $493K.
What is the long-term trend for Hawthorn Bancshares's bank owned life insurance income?
Over 3 years (2022 to 2025), Hawthorn Bancshares's bank owned life insurance income has grown at a 228.1% compound annual growth rate (CAGR), from $58K to $2.05M.
What does bank owned life insurance income mean?
This represents the earnings or increases in the cash surrender value of life insurance policies held by the bank on the lives of its employees or executives. It serves as a non-interest income stream that helps offset the costs of employee benefit programs. This metric is generally stable and provides a supplementary source of revenue for the institution.