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Hawthorn Bancshares HWBK Cash surrender value of life insurance policies

Cash surrender value of life insurance policies at other companies

Midland States Bancorp logo
Midland States BancorpMSBI
$220.63M+3.9%
SB Financial Group logo
SB Financial GroupSBFG
$32.4M+5.0%
PRO
Provident Financial HoldingsPROV
$8.7M+1.2%
HOM
Home BancSharesHOMB
$221.83M+0.1%
International Bancshares logo
International BancsharesIBOC
$311.73M+2.2%

Other financials

Income statement

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Revenue$20.2M+7.7%
Net income$5.7M+6.7%
EPS (diluted)$0.83+7.8%

Balance sheet

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Cash & equivalents$101.9M-0.3%
Total debt$4.9M+60.5%
Total equity$175.4M+14.3%
Total assets$1.9B-1.5%

Cash flow

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Operating cash flow$8.0M+39.0%
CapEx$1.9M+588%
Free cash flow$6.1M+11.7%

Valuation

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Market cap$271.04M+39.8%
Enterprise value$173.98M+81.8%
P/E11.2×+1.8×
P/S3.3×+0.7×

Profitability

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Net margin29.6%+3.6pp
FCF margin29.7%-1.5pp

Returns & leverage

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Return on equity14.7%+1.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Hawthorn Bancshares in its filing.

Tagged under the XBRL concept us-gaap:CashSurrenderValueOfLifeInsurance.

The official record: Hawthorn Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hawthorn Bancshares's cash surrender value of life insurance policies?
Hawthorn Bancshares (HWBK) reported cash surrender value of life insurance policies of $40.8M in Q1 2026.
How has Hawthorn Bancshares's cash surrender value of life insurance policies changed year-over-year?
Hawthorn Bancshares's cash surrender value of life insurance policies increased by 3.8% year-over-year, from $39.3M to $40.8M.
What is the long-term trend for Hawthorn Bancshares's cash surrender value of life insurance policies?
Over 5 years (2020 to 2025), Hawthorn Bancshares's cash surrender value of life insurance policies has grown at a 75.2% compound annual growth rate (CAGR), from $2.45M to $40.44M.
What does cash surrender value of life insurance policies mean?
This reflects the accumulated cash value of bank-owned life insurance policies on key employees or officers. It represents a long-term asset that provides tax-advantaged income and serves as a hedge against the loss of key personnel. The growth of this asset is generally stable and contributes to the bank's non-interest income profile.