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Provident Financial Holdings PROV Cash surrender value of life insurance policies

Cash surrender value of life insurance policies at other companies

Midland States Bancorp logo
Midland States BancorpMSBI
$220.63M+3.9%
SMB
SmartFinancialSMBK
$120.44M+3.1%

Other financials

Income statement

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Revenue$9.9M-2.4%
Net income$1.4M-27.1%
EPS (diluted)$0.21-25.0%

Balance sheet

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Cash & equivalents$57.1M+12.2%
Total debt$186.4M+9,616%
Total equity$126.6M-1.8%
Total assets$1.2B-3.4%

Cash flow

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Operating cash flow$1.9M-43.1%
CapEx$145.0K+400%
Free cash flow$1.7M-47.0%

Valuation

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Market cap$107.56M+4.9%
Enterprise value$236.8M-44.6%
P/E17.6×+1.2×
P/S2.7×+0.1×

Profitability

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Net margin15.5%-1.3pp
FCF margin18.9%—

Returns & leverage

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Return on equity4.8%-0.3pp
Debt / equity1.5×+1.5×

Where this comes from

Reported directly by Provident Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:CashSurrenderValueOfLifeInsurance.

The official record: Provident Financial Holdings’s 10-K, filed August 29, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Holdings's cash surrender value of life insurance policies?
Provident Financial Holdings (PROV) reported cash surrender value of life insurance policies of $8.7M in Q2 2025.
What is the long-term trend for Provident Financial Holdings's cash surrender value of life insurance policies?
Over 4 years (2021 to 2025), Provident Financial Holdings's cash surrender value of life insurance policies has grown at a 2.1% compound annual growth rate (CAGR), from $8M to $8.7M.
What does cash surrender value of life insurance policies mean?
This is the amount of cash the bank would receive if it were to cancel its corporate-owned life insurance policies. It represents a liquid asset that provides both a financial hedge and a source of accessible capital for the institution.