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Independent Bank Corporation IBCP Interchange income — Revenue from contracts with customers
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Where this comes from
Reported directly by Independent Bank Corporation in its filing.
Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
The source filing: Independent Bank Corporation’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 12:18 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000039311-26-000061
| Three months ending June 30, 2026 | Service Chargeson Deposit Accounts / (In thousands) | Other Deposit Related Income / (In thousands) | Interchange Income / (In thousands) | Investmentand Insurance Commissions / (In thousands) | Total / (In thousands) |
|---|---|---|---|---|---|
| Overdraft fees | 124 | — | — | — | 124 |
| ATM fees | — | 10 | — | — | 10 |
| Other | — | 116 | — | — | 116 |
| Interchange income | — | — | 3,576 | — | 3,576 |
| Asset management revenue | — | — | — | 435 | 435 |
| Transaction based revenue | — | — | — | 429 | 429 |
| Total | $3,100 | $664 | $3,576 | $864 | $8,204 |
| Reconciliation to interim Condensed Consolidated Statement of Operations: |
Item 1. Condensed Consolidated Statements of Financial Condition June 30, 2026 and December 31, 20
FAQ
- What is Independent Bank Corporation's interchange income — revenue from contracts with customers?
- Independent Bank Corporation (IBCP) reported interchange income — revenue from contracts with customers of $3.58M in Q2 2026.
- How has Independent Bank Corporation's interchange income — revenue from contracts with customers changed year-over-year?
- Independent Bank Corporation's interchange income — revenue from contracts with customers increased by 5.5% year-over-year, from $3.39M to $3.58M.
- What is the long-term trend for Independent Bank Corporation's interchange income — revenue from contracts with customers?
- Over 4 years (2021 to 2025), Independent Bank Corporation's interchange income — revenue from contracts with customers has grown at a -0.3% compound annual growth rate (CAGR), from $14.05M to $13.86M.
- What does interchange income — revenue from contracts with customers mean?
- This metric represents the non-interest income generated from debit card transaction processing fees and associated network revenues. It reflects the volume and frequency of customer payment card usage within the bank's retail and commercial banking ecosystem. As a recurring fee-based revenue stream, it serves as a key indicator of consumer spending activity and the bank's success in driving digital payment adoption.
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