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Independent Bank Corporation IBCP Overdraft fees — Revenue from contracts with customers
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Where this comes from
Reported directly by Independent Bank Corporation in its filing.
Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.
The source filing: Independent Bank Corporation’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 12:18 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000039311-26-000061
| Three months ending June 30, 2026 | Service Chargeson Deposit Accounts / (In thousands) | Other Deposit Related Income / (In thousands) | Interchange Income / (In thousands) | Investmentand Insurance Commissions / (In thousands) | Total / (In thousands) |
|---|---|---|---|---|---|
| Retail | |||||
| Overdraft fees | $2,208 | — | — | — | $2,208 |
| Account service charges | 768 | — | — | — | 768 |
| ATM fees | — | 382 | — | — | 382 |
| Other | — | 156 | — | — | 156 |
| Business | |||||
| Overdraft fees | 124 | — | — | — | 124 |
| ATM fees | — | 10 | — | — | 10 |
Item 1. Condensed Consolidated Statements of Financial Condition June 30, 2026 and December 31, 20
FAQ
- What is Independent Bank Corporation's overdraft fees — revenue from contracts with customers?
- Independent Bank Corporation (IBCP) reported overdraft fees — revenue from contracts with customers of $2.21M in Q2 2026.
- How has Independent Bank Corporation's overdraft fees — revenue from contracts with customers changed year-over-year?
- Independent Bank Corporation's overdraft fees — revenue from contracts with customers increased by 0.7% year-over-year, from $2.19M to $2.21M.
- What is the long-term trend for Independent Bank Corporation's overdraft fees — revenue from contracts with customers?
- Over 4 years (2021 to 2025), Independent Bank Corporation's overdraft fees — revenue from contracts with customers has grown at a 1.5% compound annual growth rate (CAGR), from $8.43M to $8.94M.
- What does overdraft fees — revenue from contracts with customers mean?
- This metric represents the total fee income generated from providing overdraft services to retail and commercial depository account holders. It reflects the bank's ability to monetize short-term liquidity needs of its customer base through service charges on overdrawn accounts. Monitoring this revenue stream provides insight into consumer banking behavior and the bank's reliance on non-interest income derived from account maintenance and service activities.
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