Products & Services · Cost
Financing — Cost
International Business Machines Financing — Cost increased by 19.2% to $124.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 19.2%, from $104.00M to $124.00M. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2016
Last reportedQ1 2026
Rolls up toTotal Cost of Revenue
How to read this metric
An increase in costs relative to revenue may signal rising interest rates or operational inefficiencies, while a decrease may indicate improved cost management.
Detailed definition
The total expenses incurred to operate the financing segment, including interest expense on debt used to fund the portfo...
Peer comparison
Comparable to the cost of funds and operating expenses for financial services divisions at peer companies.
Metric ID:
ibm_segment_financing_costHistorical Data
15 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 176M | 165M | 28M | 98M | 96M | 120M | 92M | 110M | 93M | 94M | 99M | 86M | 95M | 104M | 124M |
| QoQ Change | — | -6.3% | -83.0% | +250.0% | -2.0% | +25.0% | -23.3% | +19.6% | -15.5% | +1.1% | +5.3% | -13.1% | +10.5% | +9.5% | +19.2% |
| YoY Change | — | — | — | — | -45.5% | -27.3% | +228.6% | +12.2% | -3.1% | -21.7% | -10.0% | -7.5% | +1.1% | +5.1% | +19.2% |
Range28M – 176M
CAGR-9.5%
Avg YoY Growth+13.7%
Median YoY Growth-3.1%
Current Streak3 quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is International Business Machines's financing — cost?
- International Business Machines (IBM) reported financing — cost of $124.00M in Q1 2026.
- How has International Business Machines's financing — cost changed year-over-year?
- International Business Machines's financing — cost increased by 19.2% year-over-year, from $104.00M to $124.00M.
- What does financing — cost mean?
- The total costs associated with running the financing business.