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International Money Express IMXI Business Segments — Salaries and benefits

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Other financials

Income statement

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Revenue$122.0M-15.5%
Operating income$3.7M-73.9%
Net income$511.0K-93.4%
EPS (diluted)$0.02-92.0%

Balance sheet

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Cash & equivalents$170.3M+12.2%
Total debt$262.3M+53.1%
Total equity$162.7M+16.8%
Total assets$565.9M+15.4%

Cash flow

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Operating cash flow-$37.4M-191%
CapEx$5.5M+4.1%
Free cash flow-$42.9M-219%

Valuation

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Market cap$366.85M-20.4%
Enterprise value$458.81M+2.0%
P/E14.4×+5.5×
P/S0.6×-0.1×

Profitability

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Operating margin7.7%-6.0pp
Net margin4.3%-4.0pp
FCF margin25.1%+21.7pp

Returns & leverage

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Return on equity16.8%-22.4pp
Debt / equity1.6×+0.4×
Current ratio2.8×+1.1×

Where this comes from

Reported directly by International Money Express in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: International Money Express’s 10-Q, filed May 11, 2026.

Filed
May 11, 2026, 9:30 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-033174
Line itemThree Months Ended March 31, 20262025
Agent commissions51,15861,163
Payer commissions18,82723,811
Bank charges and fees5,6146,594
Salaries and benefits18,89018,288
Other segment items (1)15,04713,209
Provision for credit losses2,8912,066
Restructuring costs306
Transaction costs1,1661,169

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is International Money Express's business segments — salaries and benefits?
International Money Express (IMXI) reported business segments — salaries and benefits of $18.89M in Q1 2026.
How has International Money Express's business segments — salaries and benefits changed year-over-year?
International Money Express's business segments — salaries and benefits increased by 3.3% year-over-year, from $18.29M to $18.89M.
What is the long-term trend for International Money Express's business segments — salaries and benefits?
Over 3 years (2022 to 2025), International Money Express's business segments — salaries and benefits has grown at a 12.8% compound annual growth rate (CAGR), from $52.22M to $75.04M.
What does business segments — salaries and benefits mean?
Includes all compensation, payroll taxes, and benefit-related expenses for employees dedicated to the operations of the reportable segment. This metric reflects the investment in human capital required to manage, support, and grow the remittance business. It is a key indicator of the segment's fixed operating cost structure.

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