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Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Operating margin7.7%-6.0pp9.2%-5.3pp11%-3.7pp13.4%-0.8pp13.7%-0.8pp
Net margin4.3%-4.0pp5.4%-3.6pp6.3%-2.9pp8%-0.8pp8.3%-0.7pp
EBITDA margin10.8%-5.0pp12%-4.5pp13.6%-3.1pp15.8%-0.4pp15.9%-0.6pp
Returns
Return on equity16.8%-22.4pp22.1%-19.4pp26.8%-13.9pp36.2%-3.7pp39.3%-1.4pp
Return on assets4.8%-5.7pp6.7%-4.7pp8.2%-2.9pp9.1%-1.0pp10.5%-1.7pp
Return on invested capital15%-32.7pp19.5%-23.5pp28.6%-15.8pp42.4%+6.6pp47.7%+2.8pp
Efficiency
Asset turnover1.1×-0.1×1.2×0.0×1.3×+0.1×1.1×0.0×1.3×-0.1×
Liquidity
Current ratio2.8×+1.1×2.5×+0.5×+0.2×1.6×-0.2×1.7×+0.1×
Quick ratio2.8×+1.1×2.5×+0.5×+0.2×1.6×-0.2×1.7×+0.1×
Cash ratio1.2×+0.4×1.2×+0.3×+0.1×0.8×-0.1×0.8×-0.1×
Leverage
Debt-to-equity1.6×+0.4×1.3×0.0×1.2×0.0×1.2×-0.5×1.2×-0.1×
Debt-to-assets0.5×+0.1×0.4×0.0×0.4×0.0×0.3×-0.1×0.3×0.0×
Net debt / EBITDA1.4×+1.3×0.7×+0.2×0.3×+0.3×-0.1×-0.1×0.2×+0.5×
Interest coverage-3.6×4.7×-3.4×-2.3×7.3×-1.0×7.6×-1.2×
Per Share
Book value per share$5.35+18.6%$5.34+29.9%$5.02+15.8%$4.76+10.5%$4.52+11.7%
Valuation
Market capitalization$416.81M+37.8%$456.48M-29.5%$414.69M-31.4%$308.46M-56.0%$386.83M-51.1%
Enterprise value$508.77M+58.0%$504.31M-27.8%$444.23M-27.5%$300.51M-57.5%$406.34M-46.3%
Price / earnings16.4×+10.8×14×+3.0×10.6×+0.7×-6.0×7.1×-6.1×
Price / sales0.7×+0.2×0.8×-0.2×0.7×-0.2×0.5×-0.6×0.6×-0.6×
Price / book2.6×+0.4×2.8×-2.0×2.8×-1.5×2.2×-2.8×2.8×-2.9×
EV / EBITDA+4.9×6.9×+0.5×5.2×-0.3×-3.6×3.9×-3.0×
EV / sales0.9×+0.4×0.8×-0.2×0.7×-0.2×0.5×-0.6×0.6×-0.5×
Earnings yield6.1%-11.9pp7.2%-1.9pp9.4%-0.6pp16.7%+8.4pp14.1%+6.5pp

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Questions, answered.

Where do International Money Express's ratios come from?
Every ratio is computed from International Money Express's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.