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FY'25FY'24FY'23FY'22
Profitability
Operating margin9.2%-5.3pp14.4%-0.1pp14.5%-0.7pp15.2%+0.4pp
Net margin5.4%-3.6pp8.9%-0.1pp9%-1.4pp10.5%+0.3pp
EBITDA margin12%-4.5pp16.5%0.0pp16.4%-0.4pp16.9%+0.1pp
Returns
Return on equity22.1%-19.4pp41.4%+1.6pp39.8%+0.7pp39.1%-0.3pp
Return on assets6.7%-4.7pp11.3%+0.4pp10.9%-2.5pp13.4%-2.2pp
Return on invested capital19.5%-23.5pp43.1%-0.1pp43.1%-0.3pp43.4%-5.3pp
Efficiency
Asset turnover1.2×0.0×1.3×+0.1×1.2×-0.1×1.3×-0.2×
Liquidity
Current ratio2.5×+0.5×0.0×1.9×-0.1×2.1×-0.2×
Quick ratio2.5×+0.5×0.0×1.9×-0.1×2.1×-0.2×
Cash ratio1.2×+0.3×0.9×-0.2×1.1×+0.3×0.8×-0.3×
Leverage
Debt-to-equity1.3×0.0×1.3×-0.1×1.4×+0.2×1.2×+0.6×
Debt-to-assets0.4×0.0×0.4×0.0×0.4×0.0×0.4×+0.1×
Net debt / EBITDA0.7×+0.2×0.5×+0.7×-0.2×-0.6×0.4×+0.9×
Interest coverage4.7×-3.4×8.1×-1.1×9.2×-5.6×14.7×-0.2×
Per Share
Book value per share$5.34+29.9%$4.11+0.4%$4.09+5.4%$3.88+6.1%
Valuation
Market capitalization$416.81M+37.8%$647.79M-15.3%$765.16M-15.3%$903.21M+46.6%
Enterprise value$508.77M+58.0%$698.96M-5.8%$741.82M-20.9%$937.46M+63.8%
Price / earnings16.4×+10.8×11×-1.8×12.9×-2.9×15.8×+2.6×
Price / sales0.7×+0.2×-0.2×1.2×-0.5×1.7×+0.3×
Price / book2.6×+0.4×4.8×-0.3×5.1×-0.9×+1.7×
EV / EBITDA+4.9×6.4×-0.4×6.8×-3.3×10.1×+2.7×
EV / sales0.9×+0.4×1.1×-0.1×1.1×-0.6×1.7×+0.5×
Earnings yield6.1%-11.9pp9.1%+1.3pp7.8%+1.4pp6.3%-1.3pp

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Questions, answered.

Where do International Money Express's ratios come from?
Every ratio is computed from International Money Express's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.