What is Ispire Technology Inc.'s term loan?

Ispire Technology Inc. (ISPR) reported term loan of $1.09M in Q1 2026.

How has Ispire Technology Inc.'s term loan changed year-over-year?

Ispire Technology Inc.'s term loan decreased by 2.9% year-over-year, from $1.12M to $1.09M.

What does term loan mean?

This represents the portion of bank debt obligations that are due for repayment within the next twelve months. It serves as a key indicator of short-term liquidity requirements and the company's reliance on external financing to fund operations.

Ispire Technology Inc. ISPR Term loan

Term loan at other companies

Opko HealthOPK

$9.65M-20.6%

Ispire Technology Inc.ISPR

$1.09M-2.9%

GCT

GCT Semiconductor HoldingGCTS

$52.07M+15.2%

CohuCOHU

$1.22M+4.6%

Daily Journal CorporationDJCO

$171K+3.0%

Syndax PharmaceuticalsSNDX

$0-100%

Other financials

Income statement

See full

Revenue$18.7M-28.7%

Gross profit$2.0M-58.3%

Operating income-$9.5M+10.4%

Net income-$9.5M+12.3%

EPS (diluted)-$0.17+10.5%

Balance sheet

See full

Cash & equivalents$18.0M-23.6%

Total debt$3.8M-40.8%

Total equity-$16.2M-210%

Total assets$75.9M-34.4%

Cash flow

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Operating cash flow-$4.0M—

CapEx$247.3K—

Free cash flow-$4.0M—

Valuation

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Market cap$64.29M-41.7%

Enterprise value$50.07M-45.1%

P/S0.7×-0.1×

Profitability

See full

Gross margin14.6%-6.6pp

Operating margin-37.7%-871pp

Net margin-38.2%+1,627pp

FCF margin-27.4%-31.5pp

Returns & leverage

See full

Return on equity-223.8%-299pp

Debt / equity9.8×+9.7×

Current ratio1×0.0×

Where this comes from

Reported directly by Ispire Technology Inc. in its filing.

Tagged under the XBRL concept us-gaap:LoansPayableToBankCurrent.

The official record: Ispire Technology Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ispire Technology Inc.'s term loan?: Ispire Technology Inc. (ISPR) reported term loan of $1.09M in Q1 2026.
How has Ispire Technology Inc.'s term loan changed year-over-year?: Ispire Technology Inc.'s term loan decreased by 2.9% year-over-year, from $1.12M to $1.09M.
What does term loan mean?: This represents the portion of bank debt obligations that are due for repayment within the next twelve months. It serves as a key indicator of short-term liquidity requirements and the company's reliance on external financing to fund operations.