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Investar Holding ISTR Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$25.93B+2.9%
Regions Financial logo
Regions FinancialRF
$1.53B-5.3%
PCB Bancorp logo
PCB BancorpPCB
$33.94M+6.3%
Independent Bank Corporation logo
Independent Bank CorporationIBCP
$63.72M+6.1%
RBB Bancorp logo
RBB BancorpRBB
$43.67M-15.9%
NFB
Northfield BancorpNFBK
$37.03M+6.1%

Other financials

Income statement

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Revenue$23.5M+0.9%
Net income$12.0M+91.1%

Balance sheet

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Cash & equivalents$39.0M+48.4%
Total debt$2.8M+34.0%
Total equity$414.6M+64.7%
Total assets$3.9B+42.0%

Cash flow

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Operating cash flow$9.9M+122%

Valuation

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Market cap$406.36M+125%
Enterprise value$370.19M+137%
P/E14.2×+5.9×
P/S4.3×+0.5×

Profitability

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Net margin24.5%+1.3pp
FCF margin11.9%

Returns & leverage

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Return on equity8.6%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Investar Holding in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Investar Holding’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Investar Holding's allowance for credit losses?
Investar Holding (ISTR) reported allowance for credit losses of $35.99M in Q1 2026.
How has Investar Holding's allowance for credit losses changed year-over-year?
Investar Holding's allowance for credit losses increased by 36.1% year-over-year, from $26.44M to $35.99M.
What is the long-term trend for Investar Holding's allowance for credit losses?
Over 3 years (2022 to 2025), Investar Holding's allowance for credit losses has grown at a 2.6% compound annual growth rate (CAGR), from $24.36M to $26.35M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.