Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows an upward trend with a -100.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase suggests higher expected defaults or a more conservative risk assessment, while a decrease suggests improved borrower creditworthiness.
A contra-asset account representing the estimated amount of uncollectible loans and receivables within the company's len...
Standard for financial institutions; peers with higher-risk loan portfolios will typically maintain higher allowance ratios.
bank_allowance_for_credit_losses| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | -$169.00K | $212.00K | $320.00K | $359.00K | $622.00K | $542.00K | $654.00K | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| QoQ Change | — | — | — | — | — | — | — | — | — | +225.4% | +50.9% | +12.2% | +73.3% | -12.9% | +20.7% | -100.0% | — | — | — | — |
| YoY Change | — | — | — | — | — | — | — | — | — | — | — | — | +468.0% | +155.7% | +104.4% | -100.0% | -100.0% | -100.0% | -100.0% | — |