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John Marshall Bancorp JMSB Provision for Credit Losses

Provision for Credit Losses at other companies

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PNC Financial ServicesPNC
$188M-27.7%
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Capital BancorpCBNK
$3.01M+34.2%
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JPMorgan ChaseJPM
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NB Bancorp, Inc.NBBK
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Other financials

Income statement

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Revenue$16.8M+15.0%
Net income$6.1M+26.8%
EPS (diluted)$0.43+26.5%

Balance sheet

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Cash & equivalents$150.2M-11.2%
Total debt$4.5M-11.0%
Total equity$268.1M+6.0%
Total assets$2.4B+3.5%

Cash flow

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Operating cash flow$8.5M+22.3%
CapEx$1.0K-99.7%
Free cash flow$8.5M+28.6%

Valuation

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Market cap$309.62M+20.5%
Enterprise value$163.97M+76.2%
P/E13.8×-0.8×
P/S4.8×+0.1×

Profitability

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Net margin34.7%+2.7pp
FCF margin36.9%-5.2pp

Returns & leverage

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Return on equity8.6%+1.4pp
Debt / equity0.0×

Where this comes from

Reported directly by John Marshall Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The official record: John Marshall Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is John Marshall Bancorp's provision for credit losses?
John Marshall Bancorp (JMSB) reported provision for credit losses of $23K in Q1 2026.
How has John Marshall Bancorp's provision for credit losses changed year-over-year?
John Marshall Bancorp's provision for credit losses decreased by 86.5% year-over-year, from $170K to $23K.
What does provision for credit losses mean?
This represents the non-cash adjustment to earnings reflecting the change in the allowance for credit losses on the loan portfolio. It indicates management's assessment of potential future loan defaults and the adequacy of reserves to cover those losses.