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KB Home KBH Homebuilding — Cash Surrender Value of Life Insurance

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Other financials

Income statement

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Revenue$1.1B-22.6%
Net income$33.4M-69.5%
EPS (diluted)$0.52-65.1%

Balance sheet

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Cash & equivalents$330.2M+13.0%
Total debt$28.5M+27.1%
Total equity$3.9B-5.8%
Total assets$6.7B-4.0%

Cash flow

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Operating cash flow-$125.4M+62.5%
CapEx$13.2M+17.9%
Free cash flow-$138.6M+59.9%

Valuation

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Market cap$3.8B+2.5%
P/E10.8×+4.2×
P/S0.6×+0.1×

Profitability

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Operating margin7.6%
Net margin6%-3.2pp
FCF margin-0.6%-15.7pp

Returns & leverage

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Return on equity8.9%-6.8pp
Debt / equity0.0×

Where this comes from

Reported directly by KB Home in its filing.

Tagged under the XBRL concept us-gaap:CashSurrenderValueOfLifeInsurance.

The official record: KB Home’s 10-Q, filed April 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is KB Home's homebuilding — cash surrender value of life insurance?
KB Home (KBH) reported homebuilding — cash surrender value of life insurance of $50.69M in Q4 2025.
How has KB Home's homebuilding — cash surrender value of life insurance changed year-over-year?
KB Home's homebuilding — cash surrender value of life insurance decreased by 1.6% year-over-year, from $51.5M to $50.69M.
What is the long-term trend for KB Home's homebuilding — cash surrender value of life insurance?
Over 3 years (2022 to 2025), KB Home's homebuilding — cash surrender value of life insurance has grown at a -6.5% compound annual growth rate (CAGR), from $249.46M to $203.76M.
What does homebuilding — cash surrender value of life insurance mean?
This represents the accumulated cash value of life insurance policies held by the homebuilding segment, typically related to key executive coverage. It functions as a liquid asset that can be accessed by the company under specific contractual conditions.