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Trico Bancshares TCBK Cash surrender value of life insurance policies

Cash surrender value of life insurance policies at other companies

International Bancshares logo
International BancsharesIBOC
$311.73M+2.2%
HOM
Home BancSharesHOMB
$221.83M+0.1%

Other financials

Income statement

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Revenue$108.3M+9.8%
Net income$33.7M+27.8%
EPS (diluted)$1.04+30.0%

Balance sheet

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Cash & equivalents$301.3M-2.3%
Total debt$26.5M+7.6%
Total equity$1.3B+5.5%
Total assets$9.9B+1.3%

Cash flow

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Operating cash flow$33.7M+37.5%
CapEx$712.0K-57.8%
Free cash flow$33.0M+44.5%

Valuation

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Market cap$1.7B+16.0%
Enterprise value$1.42B+21.2%
P/E13.2×+0.3×
P/S+0.3×

Profitability

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Net margin30.1%+1.4pp
FCF margin32.2%+6.0pp

Returns & leverage

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Return on equity10%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Trico Bancshares in its filing.

Tagged under the XBRL concept us-gaap:CashSurrenderValueOfLifeInsurance.

The official record: Trico Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trico Bancshares's cash surrender value of life insurance policies?
Trico Bancshares (TCBK) reported cash surrender value of life insurance policies of $138.07M in Q1 2026.
How has Trico Bancshares's cash surrender value of life insurance policies changed year-over-year?
Trico Bancshares's cash surrender value of life insurance policies increased by 2.5% year-over-year, from $134.68M to $138.07M.
What is the long-term trend for Trico Bancshares's cash surrender value of life insurance policies?
Over 5 years (2020 to 2025), Trico Bancshares's cash surrender value of life insurance policies has grown at a 2.9% compound annual growth rate (CAGR), from $118.87M to $137.25M.
What does cash surrender value of life insurance policies mean?
This represents the accumulated cash value of life insurance policies held by the bank on the lives of key employees or executives. It functions as a long-term asset that can be accessed through surrender or borrowing against the policy. It reflects a portion of the company's non-interest-earning assets that provide both financial protection and a stable store of value.