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Kemper KMPR Policy loans

Policy loans at other companies

Equitable Holdings logo
Equitable HoldingsEQH
$1.85B-57.3%
Horace Mann Educators logo
Horace Mann EducatorsHMN
$136.7M-2.0%
Kemper logo
KemperKMPR
$279.6M-0.1%
Jackson Financial logo
Jackson FinancialJXN
$4.43B+0.5%
Lincoln National logo
Lincoln NationalLNC
$2.61B+3.0%
Prudential Financial logo
Prudential FinancialPRU
$9.99B+1.1%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LoansInsurancePolicy.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's policy loans?
Kemper (KMPR) reported policy loans of $279.6M in Q1 2026.
How has Kemper's policy loans changed year-over-year?
Kemper's policy loans decreased by 0.1% year-over-year, from $279.8M to $279.6M.
What is the long-term trend for Kemper's policy loans?
Over 5 years (2020 to 2025), Kemper's policy loans has grown at a -1.2% compound annual growth rate (CAGR), from $297.9M to $279.9M.
What does policy loans mean?
These are loans extended to life insurance policyholders that are collateralized by the cash surrender value of their respective policies. This asset reflects the portion of policyholder equity that has been accessed as debt, impacting the net cash value available to the insurer.