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Kemper KMPR Commercial Automobile Insurance—Physical Damage — Year 2
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| Years | 1 | 2 | 3 | 4 | 5 |
| Specialty Personal Automobile Insurance—Liability | 37.2% | 77.0% | 89.6% | 94.3% | 96.8% |
| Specialty Personal Automobile Insurance—Physical Damage | 94.7 | 100.0 | 100.0 | 99.8 | 99.8 |
| Commercial Automobile Insurance—Liability | 19.1 | 46.6 | 65.6 | 79.2 | 91.6 |
| Commercial Automobile Insurance—Physical Damage | 87.2 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Preferred Personal Automobile Insurance—Liability | 30.8 | 62.0 | 80.1 | 89.9 | 94.8 |
| Non-Core Preferred Personal Automobile Insurance—Physical Damage | 97.3 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Homeowners Insurance | 67.5 | 93.0 | 97.1 | 98.4 | 98.8 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Kemper's commercial automobile insurance—physical damage — year 2?
- Kemper (KMPR) reported commercial automobile insurance—physical damage — year 2 of 100% in Q4 2025.
- How has Kemper's commercial automobile insurance—physical damage — year 2 changed year-over-year?
- Kemper's commercial automobile insurance—physical damage — year 2 decreased by 0.0% year-over-year, from 100% to 100%.
- What does commercial automobile insurance—physical damage — year 2 mean?
- This represents the development or loss experience for commercial automobile physical damage claims during the second year following the accident year. It helps investors and actuaries analyze the maturation of claims and the consistency of reserve estimates over time.
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