Kemper KMPR Preferred Personal Automobile Insurance—Liability — Year 2

Other product segments

Similar metrics at other companies

HMNAutomobile Liability — Year Two

35.6%+0.3pp

HIGPersonal automobile physical damage — 2nd Year

4.4%-1.9pp

AXSInsurance — Year 2

38.8%—

CNAOther Professional Liability and Management Liability — Year 2

19.5%-0.1pp

CNAGeneral Liability — Year 2

12.1%-0.4pp

HIGProfessional liability — 2nd Year

16.7%+0.6pp

Questions, answered.

What is Kemper's preferred personal automobile insurance—liability — year 2?

Kemper (KMPR) reported preferred personal automobile insurance—liability — year 2 of 62% in Q4 2025.

How has Kemper's preferred personal automobile insurance—liability — year 2 changed year-over-year?

Kemper's preferred personal automobile insurance—liability — year 2 increased by 2.3% year-over-year, from 60.6% to 62%.

What does preferred personal automobile insurance—liability — year 2 mean?

This metric captures the performance or claim development data for the second year of the policy or accident period for the preferred personal automobile liability segment. It allows for the evaluation of how loss estimates mature and evolve as more claims are reported and settled. This is a key component of the actuarial analysis of reserve adequacy.