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Kemper KMPR Preferred Personal Automobile Insurance—Liability — Year 2
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| Years | 1 | 2 | 3 | 4 | 5 |
| Specialty Personal Automobile Insurance—Liability | 37.2% | 77.0% | 89.6% | 94.3% | 96.8% |
| Specialty Personal Automobile Insurance—Physical Damage | 94.7 | 100.0 | 100.0 | 99.8 | 99.8 |
| Commercial Automobile Insurance—Liability | 19.1 | 46.6 | 65.6 | 79.2 | 91.6 |
| Commercial Automobile Insurance—Physical Damage | 87.2 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Preferred Personal Automobile Insurance—Liability | 30.8 | 62.0 | 80.1 | 89.9 | 94.8 |
| Non-Core Preferred Personal Automobile Insurance—Physical Damage | 97.3 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Homeowners Insurance | 67.5 | 93.0 | 97.1 | 98.4 | 98.8 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Kemper's preferred personal automobile insurance—liability — year 2?
- Kemper (KMPR) reported preferred personal automobile insurance—liability — year 2 of 62% in Q4 2025.
- How has Kemper's preferred personal automobile insurance—liability — year 2 changed year-over-year?
- Kemper's preferred personal automobile insurance—liability — year 2 increased by 2.3% year-over-year, from 60.6% to 62%.
- What does preferred personal automobile insurance—liability — year 2 mean?
- This metric captures the performance or claim development data for the second year of the policy or accident period for the preferred personal automobile liability segment. It allows for the evaluation of how loss estimates mature and evolve as more claims are reported and settled. This is a key component of the actuarial analysis of reserve adequacy.
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