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United Fire Group UFCS Personal — Year 2
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Where this comes from
Reported directly by United Fire Group in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.
The source filing: United Fire Group’s 10-K, filed February 26, 2026.
- Filed
- Feb 26, 2026, 12:49 PM EST
- Fiscal year
- FY2025
- Accession
- 0000101199-26-000015
| Line item | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 1 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 2 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 3 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 4 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 5 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 6 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 7 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 8 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 9 | Average annual percentage payout of incurred claims by age, net of reinsurance / Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Commercial other liability | 7.1% | 14.1% | 14.1% | 16.5% | 10.2% | 9.0% | 8.1% | 5.6% | 4.4% | 9.4% |
| Commercial fire and allied | 58.6% | 22.0% | 6.9% | 3.9% | 2.7% | 1.4% | 0.4% | — | 0.4% | — |
| Commercial automobile | 35.7% | 21.3% | 17.3% | 11.8% | 7.8% | 3.2% | 1.6% | 0.4% | 0.5% | — |
| Commercial workers' compensation | 34.4% | 31.7% | 13.8% | 8.2% | 4.1% | 2.5% | 1.5% | 1.1% | 0.1% | 0.4% |
| Personal | 51.3% | 35.2% | 13.8% | 2.2% | 0.6% | 0.3% | 0.5% | 0.1% | 0.4% | — |
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
FAQ
- What is United Fire Group's personal — year 2?
- United Fire Group (UFCS) reported personal — year 2 of 35.2% in Q4 2025.
- How has United Fire Group's personal — year 2 changed year-over-year?
- United Fire Group's personal — year 2 increased by 6.7% year-over-year, from 33% to 35.2%.
- What does personal — year 2 mean?
- This represents the financial performance or loss development data for the second year of a defined cohort or underwriting period within the personal insurance segment. It allows for the evaluation of how loss estimates and profitability evolve as claims mature beyond the initial year. Tracking this helps identify trends in claim reporting and the accuracy of early-stage actuarial projections.
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