Kemper KMPR Preferred Personal Automobile Insurance—Physical Damage — Year 2

Other product segments

Similar metrics at other companies

HIGPersonal automobile physical damage — 2nd Year

4.4%-1.9pp

HMNAuto physical damage — Year Two

5.3%—

HIGCommercial automobile physical damage — 2nd Year

14.7%-2.6pp

HIGPersonal automobile physical damage — 3rd Year

-0.2%-0.1pp

HIGPersonal automobile physical damage — 1st Year

93.3%+1.4pp

ALLAuto Insurance Physical Damage Coverage — 2 years

7.2%+0.2pp

Questions, answered.

What is Kemper's preferred personal automobile insurance—physical damage — year 2?

Kemper (KMPR) reported preferred personal automobile insurance—physical damage — year 2 of 100% in Q4 2025.

How has Kemper's preferred personal automobile insurance—physical damage — year 2 changed year-over-year?

Kemper's preferred personal automobile insurance—physical damage — year 2 decreased by 0.0% year-over-year, from 100% to 100%.

What does preferred personal automobile insurance—physical damage — year 2 mean?

This metric tracks the cumulative incurred losses for the preferred personal automobile physical damage segment at the end of the second year following the accident year. It provides a view into the maturation of claims and the stability of initial loss estimates as more information becomes available. Significant changes between year one and year two can indicate volatility in the underlying risk profile.