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Kemper KMPR Preferred Personal Automobile Insurance—Physical Damage — Year 2
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| Years | 1 | 2 | 3 | 4 | 5 |
| Specialty Personal Automobile Insurance—Liability | 37.2% | 77.0% | 89.6% | 94.3% | 96.8% |
| Specialty Personal Automobile Insurance—Physical Damage | 94.7 | 100.0 | 100.0 | 99.8 | 99.8 |
| Commercial Automobile Insurance—Liability | 19.1 | 46.6 | 65.6 | 79.2 | 91.6 |
| Commercial Automobile Insurance—Physical Damage | 87.2 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Preferred Personal Automobile Insurance—Liability | 30.8 | 62.0 | 80.1 | 89.9 | 94.8 |
| Non-Core Preferred Personal Automobile Insurance—Physical Damage | 97.3 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Homeowners Insurance | 67.5 | 93.0 | 97.1 | 98.4 | 98.8 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Kemper's preferred personal automobile insurance—physical damage — year 2?
- Kemper (KMPR) reported preferred personal automobile insurance—physical damage — year 2 of 100% in Q4 2025.
- How has Kemper's preferred personal automobile insurance—physical damage — year 2 changed year-over-year?
- Kemper's preferred personal automobile insurance—physical damage — year 2 decreased by 0.0% year-over-year, from 100% to 100%.
- What does preferred personal automobile insurance—physical damage — year 2 mean?
- This metric tracks the cumulative incurred losses for the preferred personal automobile physical damage segment at the end of the second year following the accident year. It provides a view into the maturation of claims and the stability of initial loss estimates as more information becomes available. Significant changes between year one and year two can indicate volatility in the underlying risk profile.
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