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Kemper KMPR Specialty Personal Automobile Insurance—Physical Damage — Year 2
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| Years | 1 | 2 | 3 | 4 | 5 |
| Specialty Personal Automobile Insurance—Liability | 37.2% | 77.0% | 89.6% | 94.3% | 96.8% |
| Specialty Personal Automobile Insurance—Physical Damage | 94.7 | 100.0 | 100.0 | 99.8 | 99.8 |
| Commercial Automobile Insurance—Liability | 19.1 | 46.6 | 65.6 | 79.2 | 91.6 |
| Commercial Automobile Insurance—Physical Damage | 87.2 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Preferred Personal Automobile Insurance—Liability | 30.8 | 62.0 | 80.1 | 89.9 | 94.8 |
| Non-Core Preferred Personal Automobile Insurance—Physical Damage | 97.3 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Homeowners Insurance | 67.5 | 93.0 | 97.1 | 98.4 | 98.8 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Kemper's specialty personal automobile insurance—physical damage — year 2?
- Kemper (KMPR) reported specialty personal automobile insurance—physical damage — year 2 of 100% in Q4 2025.
- How has Kemper's specialty personal automobile insurance—physical damage — year 2 changed year-over-year?
- Kemper's specialty personal automobile insurance—physical damage — year 2 decreased by 0.0% year-over-year, from 100% to 100%.
- What does specialty personal automobile insurance—physical damage — year 2 mean?
- This metric tracks the loss development or claims experience for the second year following the accident year within the specialty personal auto physical damage segment. It provides insight into the maturation of claims and the accuracy of initial reserve estimates. Consistent performance in this period is essential for maintaining stable underwriting margins.
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