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Kemper KMPR Specialty Personal Automobile Insurance—Liability — Year 2
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| Years | 1 | 2 | 3 | 4 | 5 |
| Specialty Personal Automobile Insurance—Liability | 37.2% | 77.0% | 89.6% | 94.3% | 96.8% |
| Specialty Personal Automobile Insurance—Physical Damage | 94.7 | 100.0 | 100.0 | 99.8 | 99.8 |
| Commercial Automobile Insurance—Liability | 19.1 | 46.6 | 65.6 | 79.2 | 91.6 |
| Commercial Automobile Insurance—Physical Damage | 87.2 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Preferred Personal Automobile Insurance—Liability | 30.8 | 62.0 | 80.1 | 89.9 | 94.8 |
| Non-Core Preferred Personal Automobile Insurance—Physical Damage | 97.3 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Homeowners Insurance | 67.5 | 93.0 | 97.1 | 98.4 | 98.8 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Kemper's specialty personal automobile insurance—liability — year 2?
- Kemper (KMPR) reported specialty personal automobile insurance—liability — year 2 of 77% in Q4 2025.
- How has Kemper's specialty personal automobile insurance—liability — year 2 changed year-over-year?
- Kemper's specialty personal automobile insurance—liability — year 2 decreased by 1.0% year-over-year, from 77.8% to 77%.
- What does specialty personal automobile insurance—liability — year 2 mean?
- This metric represents the development or loss experience for the specialty personal automobile liability segment during the second year following the accident year. It provides insight into how claim estimates evolve as more information becomes available after the initial year. This data point is essential for evaluating the stability of loss development factors over the claim lifecycle.
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