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Kemper KMPR Term Life Insurance — Expected Future Gross Premiums, undiscounted

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Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumUndiscountedBeforeReinsurance.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's term life insurance — expected future gross premiums, undiscounted?
Kemper (KMPR) reported term life insurance — expected future gross premiums, undiscounted of $3.89B in Q1 2026.
How has Kemper's term life insurance — expected future gross premiums, undiscounted changed year-over-year?
Kemper's term life insurance — expected future gross premiums, undiscounted decreased by 2.7% year-over-year, from $4B to $3.89B.
What is the long-term trend for Kemper's term life insurance — expected future gross premiums, undiscounted?
Over 2 years (2023 to 2025), Kemper's term life insurance — expected future gross premiums, undiscounted has grown at a -4.7% compound annual growth rate (CAGR), from $17.46B to $15.86B.
What does term life insurance — expected future gross premiums, undiscounted mean?
This metric reflects the total nominal value of gross premiums expected to be collected from policyholders over the remaining duration of the term life insurance portfolio. It provides insight into the total revenue potential of the existing book of business without accounting for the time value of money.