Skip to content
OpenCapital
Get started

Kemper KMPR Surplus Notes and Guarantee Fund Certificates, Reciprocal Exchange

Surplus Notes and Guarantee Fund Certificates, Reciprocal Exchange at other companies

Primerica logo
PrimericaPRI
$1.13B-12.0%
Porch Group, Inc. logo
Porch Group, Inc.PRCH
-$3.5M+4.7%
HCI Group logo
HCI GroupHCI
$2.68M+223%
Cincinnati Financial logo
Cincinnati FinancialCINF
$31M+3.3%
Cincinnati Financial logo
Cincinnati FinancialCINF
11.1%-1.2pp
Porch Group, Inc. logo
Porch Group, Inc.PRCH
$3.5M-4.7%

Other financials

Income statement

See full
Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

See full
Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

See full
Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

See full
Market cap$1.54B-58.0%
Enterprise value$2.39B-48.7%
P/E30.8×+20.2×
P/S0.3×-0.5×

Profitability

See full
Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

See full
Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept kmpr:SurplusNotesAndGuaranteeFundCertificatesReciprocalExchange.

The official record: Kemper’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Kemper's surplus notes and guarantee fund certificates, reciprocal exchange.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Kemper's surplus notes and guarantee fund certificates, reciprocal exchange?
Kemper (KMPR) reported surplus notes and guarantee fund certificates, reciprocal exchange of $36M in Q4 2025.
How has Kemper's surplus notes and guarantee fund certificates, reciprocal exchange changed year-over-year?
Kemper's surplus notes and guarantee fund certificates, reciprocal exchange increased by 3500.0% year-over-year, from $1M to $36M.
What does surplus notes and guarantee fund certificates, reciprocal exchange mean?
The principal amount of surplus notes and guarantee fund certificates issued or exchanged through reciprocal insurance arrangements. These instruments function as hybrid capital, providing statutory surplus support to insurance operations while maintaining specific regulatory characteristics.