Skip to content

Kemper KMPR Ratios & Valuation

Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin1.1%-6.3pp3.2%-3.7pp5.1%7.2%7.4%
Free cash flow margin9.8%-0.3pp11.6%+4.5pp11.4%+8.8pp11.5%+12.9pp10.1%+13.4pp
Returns
Return on equity3.3%-20.1pp5.5%-6.5pp9%94.3%23.4%
Return on assets0.4%-2.4pp1.2%-1.3pp2%2.7%2.8%
Efficiency
Asset turnover0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×
Leverage
Debt-to-equity0.4×-2.4×0.4×-0.1×0.4×-0.2×2.7×-1.3×2.7×+2.2×
Debt-to-assets0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×
Valuation
Market capitalization$1.8B-58.0%$2.37B-44.2%$3.23B-18.0%$4.17B+9.3%$4.28B+7.9%
Enterprise value$2.65B-48.7%$3.25B-42.2%$4.13B-22.5%$4.99B-3.1%$5.16B-2.4%
Price / earnings36×+23.6×15.7×+2.3×13×12.1×12.4×
Price / sales0.4×-0.5×0.5×-0.4×0.7×-0.2×0.9×+0.1×0.9×+0.1×
Price / book0.7×-11.0×0.9×-0.6×1.2×-0.2×11.3×+0.6×11.7×+10.2×
EV / sales0.6×-0.5×0.7×-0.5×0.9×-0.3×-0.1×1.1×0.0×
Free cash flow yield25.6%+14.5pp23.3%+15.6pp17.1%+14.1pp13.2%+14.9pp11.1%+15.0pp
Earnings yield2.8%-5.3pp6.4%-1.1pp7.7%8.2%8.1%
Dividend yield4.3%+2.4pp3.4%+1.5pp2.5%+0.5pp2%-0.2pp1.9%-0.1pp

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Where do Kemper's ratios come from?
Every ratio is computed from Kemper's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.