Where do Kemper's ratios come from?

Every ratio is computed from Kemper's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Kemper KMPR Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	1.1%—	3.2%—	5.1%—	——	——
Free cash flow margin	9.8%-0.3pp	11.6%+4.5pp	11.4%+8.8pp	11.5%+12.9pp	10.1%+13.4pp
Returns
Return on equity	3.3%—	5.5%—	9%—	——	——
Return on assets	0.4%—	1.2%—	2%—	——	——
Efficiency
Asset turnover	0.4×0.0×	0.4×0.0×	0.4×0.0×	0.4×0.0×	0.4×0.0×
Leverage
Debt-to-equity	0.4×-2.4×	0.4×-0.1×	0.4×-0.2×	2.7×-1.3×	2.7×+2.2×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Valuation
Market capitalization	$1.8B-58.0%	$2.37B-44.2%	$3.23B-18.0%	$4.17B+9.3%	$4.28B+7.9%
Enterprise value	$2.65B-48.7%	$3.25B-42.2%	$4.13B-22.5%	$4.99B-3.1%	$5.16B-2.4%
Price / earnings	36×—	15.7×—	13×—	——	——
Price / sales	0.4×-0.5×	0.5×-0.4×	0.7×-0.2×	0.9×+0.1×	0.9×+0.1×
Price / book	0.7×-11.0×	0.9×-0.6×	1.2×-0.2×	11.3×+0.6×	11.7×+10.2×
EV / sales	0.6×-0.5×	0.7×-0.5×	0.9×-0.3×	1×-0.1×	1.1×0.0×
Free cash flow yield	25.6%+14.5pp	23.3%+15.6pp	17.1%+14.1pp	13.2%+14.9pp	11.1%+15.0pp
Earnings yield	2.8%—	6.4%—	7.7%—	——	——
Dividend yield	4.3%+2.4pp	3.4%+1.5pp	2.5%+0.5pp	2%-0.2pp	1.9%-0.1pp

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Questions, answered.

Where do Kemper's ratios come from?: Every ratio is computed from Kemper's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.