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Year four at other companies

OceanFirst Financial logo
OceanFirst FinancialOCFC
$479.22M-74.7%
Heritage Financial logo
Heritage FinancialHFWA
$598.01M-31.3%

Other financials

Income statement

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Revenue$45.3M+17.4%
Net income$10.1M+52.5%
EPS (diluted)$0.16+45.5%

Balance sheet

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Cash & equivalents$123.8M-1.8%
Total debt$1.1B-12.7%
Total equity$763.0M+2.0%
Total assets$7.6B-1.6%

Cash flow

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Operating cash flow$7.9M-52.8%
CapEx$305.0K+110%
Free cash flow$7.6M-54.2%

Valuation

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Market cap$573.95M+47.9%
Enterprise value$1.51B+2.3%
P/E16×
P/S3.3×+0.8×

Profitability

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Net margin20.7%+12.2pp
FCF margin17.3%+4.0pp

Returns & leverage

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Return on equity4.7%+2.9pp
Debt / equity1.4×-0.2×

Where this comes from

Reported directly by Kearny Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear.

The official record: Kearny Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kearny Financial's year four?
Kearny Financial (KRNY) reported year four of $847.26M in Q1 2026.
How has Kearny Financial's year four changed year-over-year?
Kearny Financial's year four decreased by 46.3% year-over-year, from $1.58B to $847.26M.
What is the long-term trend for Kearny Financial's year four?
Over 3 years (2022 to 2025), Kearny Financial's year four has grown at a 58.0% compound annual growth rate (CAGR), from $396.66M to $1.57B.
What does year four mean?
This represents the portion of financing receivables or loans scheduled to mature or be repaid during the fourth year following the reporting date. It provides visibility into the long-term composition of the loan portfolio and the timing of expected capital recovery.