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Kearny Financial

KRNY

Kearny Financial Corp. is the holding company for Kearny Bank, a full-service community bank operating primarily in New Jersey and New York.

Market cap
$607.3M+56.0%
Revenue$178.1M+15.7%
Net income$36.3M+39.1%
EPS (diluted)$0.57+35.7%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$47.0M
EPS estimate$0.18

Financials

Q4 2026

Income statement

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Revenue$45.7M+11.9%
Net income$7.2M+6.0%
EPS (diluted)$0.110.0%

Balance sheet

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Cash & equivalents$114.8M-31.4%
Total equity$766.7M+2.8%
Total assets$7.7B-0.8%

Valuation & ratios

Valuation

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Market cap$607.3M+56.0%
P/E16.8×+1.6×
P/S3.4×+0.8×

Profitability

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Net margin20.4%+3.4pp

Returns & leverage

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Return on equity4.8%+1.3pp

Competitors

Profile

Kearny Financial Corp. is the holding company for Kearny Bank, a full-service community bank operating primarily in New Jersey and New York. The company focuses on relationship-driven banking, attracting retail and commercial deposits to fund a diverse lending portfolio centered on real estate. Its core value proposition lies in transitioning from a traditional thrift to a commercial-oriented community bank through digital transformation and strategic acquisitions.

Competitive position

A community-focused regional bank transitioning from a traditional thrift model to a commercial-centric institution with a strong capital position.

GeographiesNew Jersey, New York, United States
Customer segmentsRetail, SME, Commercial Real Estate, Municipalities
Business modelInterest Income, Relationship Banking, Mortgage Banking
SuppliersFederal Home Loan Bank of New York, Federal Reserve Board, Retail and commercial depositors, Technology and cloud infrastructure providers
CustomersResidential homebuyers, Commercial real estate developers, Small to mid-sized business owners, Secondary mortgage market (e.g., Freddie Mac)
Listed2005
Employees556.0
CEOCraig L. Montanaro
FilingsSEC EDGAR

Questions, answered.

What is Kearny Financial's market cap?
Kearny Financial (KRNY) has a market capitalization of $607.3M and trades on NASDAQ.
What is Kearny Financial's revenue and profitability?
Kearny Financial generated $178.1M in trailing twelve-month revenue with net income of $36.3M, representing a net margin of 20.4%. These figures are based on the Q2 2026 filing.
Who are Kearny Financial's competitors?
Kearny Financial's key competitors include Valley National Bancorp, Columbia Financial, Inc., ECB Bancorp, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does Kearny Financial partner with?
Kearny Financial's notable partners include Freddie Mac, Federal Home Loan Bank of New York, Moody's, and others.
What subsidiaries does Kearny Financial have?
Kearny Financial's subsidiaries include Kearny Bank, CJB Investment Company, 189-245 Berdan Avenue LLC, and others.
Where is Kearny Financial headquartered?
Kearny Financial is headquartered in United States of America and employs approximately 556 people. It has been publicly traded since 2005.