Discontinued — last reported Q4 '25
Products & Services · Net claim and claim adjustment expenses
General liability — Net claim and claim adjustment expenses
Loews General liability — Net claim and claim adjustment expenses increased by 11.0% to $4.84B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 11.0%, from $4.36B to $4.84B. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ4 2025
How to read this metric
Lower expenses relative to premiums earned indicate better underwriting performance and operational efficiency.
Detailed definition
This represents the total costs incurred by the insurer for settling claims and the associated administrative expenses,...
Peer comparison
Standard metric across all insurance companies, often compared as a component of the combined ratio.
Metric ID:
l_segment_general_liability_net_claim_and_claim_adjustment_expensesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $2.91B | $3.21B | $3.78B | $4.36B | $4.84B |
| QoQ Change | — | +10.1% | +17.9% | +15.2% | +11.0% |
| YoY Change | — | +10.1% | +17.9% | +15.2% | +11.0% |
Range$2.91B – $4.84B
CAGR+66.2%
Avg YoY Growth+13.6%
Median YoY Growth+13.1%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is Loews's general liability — net claim and claim adjustment expenses?
- Loews (L) reported general liability — net claim and claim adjustment expenses of $4.84B in Q4 2025.
- How has Loews's general liability — net claim and claim adjustment expenses changed year-over-year?
- Loews's general liability — net claim and claim adjustment expenses increased by 11.0% year-over-year, from $4.36B to $4.84B.
- What does general liability — net claim and claim adjustment expenses mean?
- The total net cost of settling insurance claims and managing the claims process.