Discontinued — last reported Q4 '25

Products & Services · Net claim and claim adjustment expenses

Surety — Net claim and claim adjustment expenses

Loews Surety — Net claim and claim adjustment expenses increased by 5.7% to $521.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.7%, from $493.00M to $521.00M. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ4 2025

How to read this metric

Higher expenses relative to premiums earned indicate worsening underwriting profitability.

Detailed definition

This metric represents the total costs incurred by the surety segment for claims and the associated administrative expen...

Peer comparison

Standard underwriting expense metric across all property and casualty insurance companies.

Metric ID: l_segment_surety_net_claim_and_claim_adjustment_expenses

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$406.00M$396.00M$468.00M$493.00M$521.00M
QoQ Change-2.5%+18.2%+5.3%+5.7%
YoY Change-2.5%+18.2%+5.3%+5.7%
Range$396.00M$521.00M
CAGR+28.3%
Avg YoY Growth+6.7%
Median YoY Growth+5.5%
Current Streak3 quarters growth

Frequently Asked Questions

What is Loews's surety — net claim and claim adjustment expenses?
Loews (L) reported surety — net claim and claim adjustment expenses of $521.00M in Q4 2025.
How has Loews's surety — net claim and claim adjustment expenses changed year-over-year?
Loews's surety — net claim and claim adjustment expenses increased by 5.7% year-over-year, from $493.00M to $521.00M.
What does surety — net claim and claim adjustment expenses mean?
The total net cost of settling insurance claims and managing the claims process.