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Landmark Bancorp LARK Stand By Letters Of Credit

Stand By Letters Of Credit at other companies

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Other financials

Income statement

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Revenue$18.8M+14.0%
Net income$5.1M+7.8%
EPS (diluted)$0.83+7.8%

Balance sheet

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Cash & equivalents$31.9M+45.6%
Total equity$161.6M+13.3%
Total assets$1.6B+1.7%

Cash flow

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Operating cash flow$6.8M-14.9%
CapEx$119.0K+143%
Free cash flow$6.7M-15.8%

Valuation

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Market cap$189.88M+32.6%
P/E9.9×+1.1×
P/S2.6×+0.4×

Profitability

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Net margin26.2%+2.5pp
FCF margin27.1%

Returns & leverage

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Return on equity12.6%+1.5pp
Debt / equity

Where this comes from

Reported directly by Landmark Bancorp in its filing.

Tagged under the XBRL concept LARK:StandByLettersOfCredit.

The official record: Landmark Bancorp’s 10-K, filed April 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Landmark Bancorp's stand by letters of credit?
Landmark Bancorp (LARK) reported stand by letters of credit of $2.2M in Q4 2025.
How has Landmark Bancorp's stand by letters of credit changed year-over-year?
Landmark Bancorp's stand by letters of credit increased by 15.8% year-over-year, from $1.9M to $2.2M.
What is the long-term trend for Landmark Bancorp's stand by letters of credit?
Over 5 years (2020 to 2025), Landmark Bancorp's stand by letters of credit has grown at a 0.0% compound annual growth rate (CAGR), from $2.2M to $2.2M.
What does stand by letters of credit mean?
This metric represents the total face value of standby letters of credit issued by the bank, which act as a guarantee of payment to a third party on behalf of a client. It reflects off-balance sheet credit exposure and the bank's role in facilitating commercial transactions. While these do not typically result in immediate cash outflows, they represent a contingent liability that requires careful credit risk management.