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Ally Financial ALLY Cash collateral received for standby letters of credit

Cash collateral received for standby letters of credit at other companies

Applied Digital logo
Applied DigitalAPLD
$37.34M
Raymond James Financial logo
Raymond James FinancialRJF
$217M+95.5%
State Street logo
State StreetSTT
$25.21B+46.4%
BK
BKBK
$611M+94.0%
Dynex Capital logo
Dynex CapitalDX
$0-100%
ARMOUR Residential REIT logo
ARMOUR Residential REITARR
$401.19M-38.8%

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept ally:CashCollateralReceivedForStandbyLettersOfCredit.

The official record: Ally Financial’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's cash collateral received for standby letters of credit?
Ally Financial (ALLY) reported cash collateral received for standby letters of credit of $30M in Q4 2025.
How has Ally Financial's cash collateral received for standby letters of credit changed year-over-year?
Ally Financial's cash collateral received for standby letters of credit increased by 100.0% year-over-year, from $15M to $30M.
What does cash collateral received for standby letters of credit mean?
Cash held by the bank as a security deposit for letters of credit issued to customers.
How do you interpret cash collateral received for standby letters of credit?
An increase indicates higher demand for credit guarantees from customers, potentially reflecting increased commercial activity.
How does cash collateral received for standby letters of credit compare across companies?
Standard for commercial banks providing trade finance or credit enhancement services.