Discontinued — last reported Q4 '25

Other

Standby letters of credit

Raymond James Financial Standby letters of credit increased by 35.6% to $217.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 95.5%, from $111.00M to $217.00M. Over 5 years (FY 2020 to FY 2025), Standby letters of credit shows an upward trend with a 45.7% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2015
Last reportedQ4 2025Nov 25, 2025

How to read this metric

Higher amounts indicate increased involvement in trade finance or corporate guarantees, which carries potential credit risk if the client defaults.

Detailed definition

This represents the total face value of standby letters of credit issued by the firm on behalf of clients to guarantee p...

Peer comparison

Standard metric for financial institutions providing corporate banking and trade finance services.

Metric ID: other_commitment_to_extend_credit_amount_standby_letters_0e1f8b

Historical Data

18 periods
 Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$24.00M$22.00M$23.00M$38.00M$101.00M$94.00M$99.00M$107.00M$132.00M$123.00M$112.00M$125.00M$106.00M$111.00M$132.00M$140.00M$160.00M$217.00M
QoQ Change-8.3%+4.5%+65.2%+165.8%-6.9%+5.3%+8.1%+23.4%-6.8%-8.9%+11.6%-15.2%+4.7%+18.9%+6.1%+14.3%+35.6%
YoY Change+320.8%+327.3%+330.4%+181.6%+30.7%+30.9%+13.1%+16.8%-19.7%-9.8%+17.9%+12.0%+50.9%+95.5%
Range$22.00M$217.00M
CAGR+67.9%
Avg YoY Growth+99.9%
Median YoY Growth+30.8%
Current Streak5 quarters growth

Frequently Asked Questions

What is Raymond James Financial's standby letters of credit?
Raymond James Financial (RJF) reported standby letters of credit of $217.00M in Q3 2025.
How has Raymond James Financial's standby letters of credit changed year-over-year?
Raymond James Financial's standby letters of credit increased by 95.5% year-over-year, from $111.00M to $217.00M.
What is the long-term trend for Raymond James Financial's standby letters of credit?
Over 5 years (2020 to 2025), Raymond James Financial's standby letters of credit has grown at a 45.7% compound annual growth rate (CAGR), from $33.00M to $217.00M.
What does standby letters of credit mean?
The total value of guarantees the firm has issued to support client payment or performance obligations.