Carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit
U.S. Bancorp Carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit decreased by 4.8% to $359M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.3%, from $360M to $359M. Over 5 years (FY 2020 to FY 2025), Carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit shows a downward trend with a -13.4% CAGR.
Analysis
How to read this metric
An increase indicates higher potential future credit exposure and liquidity requirements, while a decrease may signal reduced lending activity or tighter credit standards.
Detailed definition
This represents the carrying value of off-balance sheet obligations, including unfunded loan commitments and standby let...
Peer comparison
Commonly found in bank regulatory filings and footnotes; used to calculate total credit risk exposure.
other_unfunded_commitments_deferred_non_yield_related_lo_cae078Historical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $656M | $577M | $495M | $504M | $486M | $499M | $498M | $536M | $564M | $604M | $489M | $420M | $416M | $399M | $376M | $360M | $358M | $374M | $377M | $359M |
| QoQ Change | — | -12.0% | -14.2% | +1.8% | -3.6% | +2.7% | -0.2% | +7.6% | +5.2% | +7.1% | -19.0% | -14.1% | -1.0% | -4.1% | -5.8% | -4.3% | -0.6% | +4.5% | +0.8% | -4.8% |
| YoY Change | — | — | — | — | -25.9% | -13.5% | +0.6% | +6.3% | +16.0% | +21.0% | -1.8% | -21.6% | -26.2% | -33.9% | -23.1% | -14.3% | -13.9% | -6.3% | +0.3% | -0.3% |
Carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit?
- U.S. Bancorp (USB) reported carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit of $359M in Q1 2026.
- How has U.S. Bancorp's carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit changed year-over-year?
- U.S. Bancorp's carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit decreased by 0.3% year-over-year, from $360M to $359M.
- What is the long-term trend for U.S. Bancorp's carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit?
- Over 5 years (2020 to 2025), U.S. Bancorp's carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit has grown at a -13.4% compound annual growth rate (CAGR), from $774M to $377M.
- What does carrying value of unfunded commitments, deferred non-yield related loan fees and standby letters of credit mean?
- The value of potential future loan obligations and credit guarantees that have not yet been funded.