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loanDepot LDI Contractually specified servicing fees, late charges and ancillary fees

Contractually specified servicing fees, late charges and ancillary fees at other companies

UWM Holdings logo
UWM HoldingsUWMC
$213.38M+12.0%
Two Harbors Investment Corporation logo
Two Harbors Investment CorporationTWO
$130.14M-17.0%

Other financials

Income statement

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Revenue$286.4M+4.7%
Net income-$37.5M-71.2%
EPS (diluted)-$0.16-45.5%

Balance sheet

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Cash & equivalents$277.4M-25.3%
Total debt$2.1B+4.7%
Total assets$7.2B+12.9%

Cash flow

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Operating cash flow-$169.3M+4.2%
CapEx$7.8M+15.5%
Free cash flow-$177.2M+3.5%

Valuation

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Market cap$645.42M+120%
Enterprise value$2.52B+27.5%
P/S0.5×+0.3×

Profitability

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Net margin-6.5%-0.9pp
FCF margin-74.3%+6.9pp

Where this comes from

Reported directly by loanDepot in its filing.

Tagged under the XBRL concept us-gaap:ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets.

The official record: loanDepot’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is loanDepot's contractually specified servicing fees, late charges and ancillary fees?
loanDepot (LDI) reported contractually specified servicing fees, late charges and ancillary fees of $108.75M in Q1 2026.
How has loanDepot's contractually specified servicing fees, late charges and ancillary fees changed year-over-year?
loanDepot's contractually specified servicing fees, late charges and ancillary fees increased by 4.3% year-over-year, from $104.28M to $108.75M.
What is the long-term trend for loanDepot's contractually specified servicing fees, late charges and ancillary fees?
Over 4 years (2021 to 2025), loanDepot's contractually specified servicing fees, late charges and ancillary fees has grown at a 2.7% compound annual growth rate (CAGR), from $393.68M to $437.2M.
What does contractually specified servicing fees, late charges and ancillary fees mean?
This encompasses recurring revenue streams derived from the ongoing administration of mortgage loan portfolios, including base servicing fees and ancillary charges like late fees. It represents a stable, non-interest income source that provides a hedge against the volatility of loan origination volumes. Consistent growth in this area indicates a robust and expanding servicing portfolio.