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Lakeland Financial LKFN Loan and service fees

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Other financials

Income statement

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Revenue$69.7M+9.3%
Net income$26.5M+31.8%
EPS (diluted)$1.04+33.3%

Balance sheet

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Cash & equivalents$151.3M-35.7%
Total debt$125.1M+1,780%
Total equity$748.9M+7.8%
Total assets$7.1B+3.4%

Cash flow

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Operating cash flow$34.7M+19.9%
CapEx$4.7M+164%
Free cash flow$30.0M+10.4%

Valuation

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Market cap$1.53B+3.0%
Enterprise value$1.51B+19.6%
P/E14×-2.5×
P/S5.6×-0.2×

Profitability

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Net margin39.9%+4.9pp
FCF margin38.8%+0.8pp

Returns & leverage

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Return on equity15.2%+1.8pp
Debt / equity0.2×+0.2×

Where this comes from

Reported directly by Lakeland Financial in its filing.

Tagged under the XBRL concept lkfn:FeesAndCommissionsLoanAndServiceFees.

The official record: Lakeland Financial’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lakeland Financial's loan and service fees?
Lakeland Financial (LKFN) reported loan and service fees of $3.21M in Q1 2026.
How has Lakeland Financial's loan and service fees changed year-over-year?
Lakeland Financial's loan and service fees increased by 11.2% year-over-year, from $2.88M to $3.21M.
What is the long-term trend for Lakeland Financial's loan and service fees?
Over 4 years (2021 to 2025), Lakeland Financial's loan and service fees has grown at a 0.8% compound annual growth rate (CAGR), from $11.92M to $12.29M.
What does loan and service fees mean?
Income derived from loan-related services, such as loan origination fees, late payment charges, and other administrative fees associated with managing the loan portfolio. This metric indicates the bank's ability to generate ancillary revenue from its lending operations.