Where do Lakeland Financial's ratios come from?

Every ratio is computed from Lakeland Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Lakeland Financial LKFN Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	39.9%+1.5pp	38.4%+1.3pp	37.2%+0.1pp	37.1%+2.1pp	35%-1.8pp
Free cash flow margin	38.8%+0.2pp	38.6%-2.9pp	41.5%+4.9pp	36.6%-1.4pp	38%+1.0pp
Returns
Return on equity	15.2%+0.9pp	14.3%+0.8pp	13.5%-0.4pp	13.9%+0.4pp	13.4%-0.6pp
Return on assets	1.6%+0.1pp	1.5%+0.1pp	1.4%0.0pp	1.4%+0.1pp	1.3%-0.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.2×-0.3×	0.5×+0.4×	0.1×+0.1×	0×0.0×	0×0.0×
Debt-to-assets	0×0.0×	0.1×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$29.38-0.6%	$29.55+2.1%	$28.95+5.1%	$27.54+2.3%	$26.91+1.4%
Valuation
Market capitalization	$1.54B+3.1%	$1.46B-11.1%	$1.64B+6.3%	$1.54B-0.3%	$1.55B-11.8%
Enterprise value	$1.51B+19.8%	$1.68B+11.2%	$1.51B+21.3%	$1.24B-5.6%	$1.32B-17.2%
Price / earnings	14×-2.5×	14.1×-2.7×	16.8×+0.5×	16.3×-0.9×	17.2×-1.6×
Price / sales	5.6×-0.2×	5.4×-0.8×	6.2×+0.2×	6×0.0×	6×-0.9×
Price / book	2.1×-0.1×	1.9×-0.3×	2.2×0.0×	2.2×-0.1×	2.2×-0.3×
EV / sales	5.5×+0.6×	6.2×+0.5×	5.7×+0.9×	4.9×-0.2×	5.1×-1.2×
Free cash flow yield	6.9%+0.4pp	7.1%+0.5pp	6.6%+0.6pp	6%-0.3pp	6.3%+1.0pp
Earnings yield	7.1%+1.1pp	7.1%+1.1pp	6%-0.2pp	6.1%+0.3pp	5.8%+0.5pp
Dividend yield	3.4%0.0pp	3.5%+0.4pp	3.1%-0.2pp	3.3%0.0pp	3.2%+0.4pp

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Where do Lakeland Financial's ratios come from?: Every ratio is computed from Lakeland Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.