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Lemonade LMND Debt issuance costs and discount amortization

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Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.52B+109%

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:AmortizationOfDebtDiscountPremium.

The official record: Lemonade’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lemonade's debt issuance costs and discount amortization?
Lemonade (LMND) reported debt issuance costs and discount amortization of -$1.45M in Q4 2025.
How has Lemonade's debt issuance costs and discount amortization changed year-over-year?
Lemonade's debt issuance costs and discount amortization increased by 4.9% year-over-year, from -$1.53M to -$1.45M.
What is the long-term trend for Lemonade's debt issuance costs and discount amortization?
Over 2 years (2023 to 2025), Lemonade's debt issuance costs and discount amortization has grown at a 49.4% compound annual growth rate (CAGR), from -$2.6M to -$5.8M.
What does debt issuance costs and discount amortization mean?
This represents the non-cash periodic expense recognized to amortize debt issuance costs or original issue discounts over the life of a debt instrument. It reflects the effective interest method of accounting, adjusting the carrying value of debt toward its face value. Investors monitor this to distinguish between actual cash interest payments and non-cash accounting charges.