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Lemonade LMND Premiums receivable

Premiums receivable at other companies

Progressive logo
ProgressivePGR
$17.61B+4.8%
Allstate logo
AllstateALL
$11.65B+5.4%
Cincinnati Financial logo
Cincinnati FinancialCINF
$3.32B+5.0%
The Travelers Companies logo
The Travelers CompaniesTRV
$11.42B-1.3%
Ally Financial logo
Ally FinancialALLY
$223M+8.3%

Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.52B+109%

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:PremiumsReceivableAtCarryingValue.

The official record: Lemonade’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lemonade's premiums receivable?
Lemonade (LMND) reported premiums receivable of $449.1M in Q1 2026.
How has Lemonade's premiums receivable changed year-over-year?
Lemonade's premiums receivable increased by 41.3% year-over-year, from $317.8M to $449.1M.
What is the long-term trend for Lemonade's premiums receivable?
Over 5 years (2020 to 2025), Lemonade's premiums receivable has grown at a 36.1% compound annual growth rate (CAGR), from $86.1M to $402.3M.
What does premiums receivable mean?
This represents the total amount of insurance premiums billed to policyholders that remain uncollected at the reporting date. It serves as a key indicator of the company's ability to convert written business into actual cash inflows. High levels may indicate potential collection delays or credit risk within the customer base.