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Lemonade LMND Increase (Decrease) in Reinsurance Recoverable

Increase (Decrease) in Reinsurance Recoverable at other companies

Progressive logo
ProgressivePGR
-$80M+74.7%
Allstate logo
AllstateALL
-$78M-106%
Assurant logo
AssurantAIZ
$71.1M+137%
The Travelers Companies logo
The Travelers CompaniesTRV
$108M+11.3%

Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.52B+109%

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInReinsuranceRecoverable.

The official record: Lemonade’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lemonade's increase (decrease) in reinsurance recoverable?
Lemonade (LMND) reported increase (decrease) in reinsurance recoverable of -$7.9M in Q1 2026.
How has Lemonade's increase (decrease) in reinsurance recoverable changed year-over-year?
Lemonade's increase (decrease) in reinsurance recoverable decreased by 166.4% year-over-year, from $11.9M to -$7.9M.
What is the long-term trend for Lemonade's increase (decrease) in reinsurance recoverable?
Over 3 years (2021 to 2025), Lemonade's increase (decrease) in reinsurance recoverable has grown at a -26.0% compound annual growth rate (CAGR), from $41.9M to -$17M.
What does increase (decrease) in reinsurance recoverable mean?
This reflects the change in the amount an insurer expects to recover from reinsurers for claims that have been paid or are currently reserved. It represents the credit risk and operational efficiency of the company's reinsurance recovery process. Changes here indicate the extent to which the company is shifting its insurance risk to third-party partners.