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Lemonade LMND Liability for Unpaid Claims and Claims Adjustment Expense, Net

Liability for Unpaid Claims and Claims Adjustment Expense, Net at other companies

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Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.1B+5.9%
Enterprise value$3.73B+6.5%
P/S4.9×-1.6×

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet.

The source filing: Lemonade’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 3:41 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001691421-26-000034
Line itemMarch 31, 2026March 31, 2025
Total incurred133.385.4
Deduct: Paid loss and LAE, net of reinsurance, related to:
Current year74.343.4
Prior years43.734.7
Total paid118.078.1
Unpaid loss and LAE, net of reinsurance recoverable, at end of period184.6155.9
Reinsurance recoverable at end of period (1)124.2151.4
Unpaid loss and LAE, gross of reinsurance recoverable, at end of period$308.8$307.3

Item 1. Financial Statements.

FAQ

What is Lemonade's liability for unpaid claims and claims adjustment expense, net?
Lemonade (LMND) reported liability for unpaid claims and claims adjustment expense, net of $184.6M in Q1 2026.
How has Lemonade's liability for unpaid claims and claims adjustment expense, net changed year-over-year?
Lemonade's liability for unpaid claims and claims adjustment expense, net increased by 18.4% year-over-year, from $155.9M to $184.6M.
What is the long-term trend for Lemonade's liability for unpaid claims and claims adjustment expense, net?
Over 5 years (2020 to 2025), Lemonade's liability for unpaid claims and claims adjustment expense, net has grown at a 76.1% compound annual growth rate (CAGR), from $10M to $169.3M.

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