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Root, Inc. ROOT Liability for Unpaid Claims and Claims Adjustment Expense, Net

Liability for Unpaid Claims and Claims Adjustment Expense, Net at other companies

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The Travelers CompaniesTRV
$58.22B+3.2%
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LemonadeLMND
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Kinsale Capital GroupKNSL

Other financials

Income statement

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Revenue$393.5M+12.6%
Operating income$40.9M+72.6%
Net income$35.9M+95.1%
EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%
Total debt$200.3M+0.2%
Total equity$325.9M+42.5%
Total assets$1.7B+6.3%

Cash flow

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Operating cash flow$9.3M-65.3%
CapEx-
Free cash flow$70.1M+1.3%

Valuation

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Market cap$840.38M-61.1%
Enterprise value$431.78M-75.6%
P/E14.5×-24.4×
P/S0.5×-1.2×

Profitability

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Operating margin5.1%-2.6pp
Net margin3.7%-0.7pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity20.8%-7.3pp
Debt / equity0.6×-0.3×

Where this comes from

Reported directly by Root, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s liability for unpaid claims and claims adjustment expense, net?
Root, Inc. (ROOT) reported liability for unpaid claims and claims adjustment expense, net of $452.3M in Q1 2026.
How has Root, Inc.'s liability for unpaid claims and claims adjustment expense, net changed year-over-year?
Root, Inc.'s liability for unpaid claims and claims adjustment expense, net increased by 19.8% year-over-year, from $377.4M to $452.3M.
What is the long-term trend for Root, Inc.'s liability for unpaid claims and claims adjustment expense, net?
Over 5 years (2020 to 2025), Root, Inc.'s liability for unpaid claims and claims adjustment expense, net has grown at a 23.8% compound annual growth rate (CAGR), from $157.6M to $458.2M.