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Discontinued — last reported Q4 '25

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Other financials

Income statement

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Revenue$389.2M+1.6%
Operating income$34.6M+26.7%
Net income$25.4M+15.5%
EPS (diluted)$1.49+15.5%

Balance sheet

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Cash & equivalents$574.8M-10.5%
Total debt$199.8M-0.1%
Total equity$327.9M+34.1%
Total assets$1.7B+5.1%

Cash flow

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Operating cash flow$57.5M+10.6%
Free cash flow$70.1M+1.3%

Valuation

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Market cap$797.9M-41.6%
Enterprise value$422.9M-54.2%
P/E13×-3.0×
P/S0.5×-0.5×

Profitability

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Operating margin5.5%-3.3pp
Net margin3.9%-2.3pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity21.4%-21.7pp
Debt / equity0.6×-0.2×

Where this comes from

Reported directly by Root, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: Root, Inc.’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 4:32 PM EST
Fiscal year
FY2025
Accession
0001788882-26-000014
Line item202520242023
Proceeds from maturities, call and pay downs of investments67.854.637.5
Sales of investments2.00.62.2
Capitalization of internally developed software(14.1)(11.4)(9.2)
Purchases of fixed assets(0.4)(0.2)
Net cash used in investing activities(91.7)(154.4)(45.7)
Cash flows from financing activities:
Proceeds from exercise of stock options and restricted stock units0.30.1
Taxes paid related to net share settlement of equity awards(25.5)(15.1)(1.1)

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Root, Inc.'s capex?
Root, Inc. (ROOT) reported capex of $0 in Q4 2025.
What is the long-term trend for Root, Inc.'s capex?
Over 2 years (2021 to 2025), Root, Inc.'s capex has grown at a -100.0% compound annual growth rate (CAGR), from $4.6M to $0.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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