What is Root, Inc.'s net margin?

Root, Inc. (ROOT) reported net margin of 3.7% in Q1 2026.

How has Root, Inc.'s net margin changed year-over-year?

Root, Inc.'s net margin decreased by 15.2% year-over-year, from 4.4% to 3.7%.

What is the long-term trend for Root, Inc.'s net margin?

Over 5 years (2020 to 2025), Root, Inc.'s net margin has grown at a -52.0% compound annual growth rate (CAGR), from -104.7% to 2.7%.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

Root, Inc. ROOT Net margin

Net margin at other companies

ProgressivePGR

12.9%+1.8pp

AllstateALL

17.8%+11.6pp

Berkshire HathawayBRK.A

19.3%-2.5pp

LemonadeLMND

-16.4%-6.0pp

Safety Insurance GroupSAFT

4.9%-1.4pp

KemperKMPR

1.1%-6.3pp

Other financials

Income statement

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Revenue$393.5M+12.6%

Operating income$40.9M+72.6%

Net income$35.9M+95.1%

EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%

Total debt$200.3M+0.2%

Total equity$325.9M+42.5%

Total assets$1.7B+6.3%

Cash flow

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Operating cash flow$9.3M-65.3%

CapEx-—

Free cash flow$70.1M+1.3%

Valuation

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Market cap$840.38M-60.5%

Enterprise value$431.78M-74.9%

P/E14.5×-23.8×

P/S0.5×-1.1×

Profitability

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Operating margin5.1%-2.6pp

FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity20.8%-7.3pp

Debt / equity0.6×-0.3×

Where this comes from

Calculated from Root, Inc.’s reported figures.

net income/total revenue=3.7%

Based on trailing twelve months.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s net margin?: Root, Inc. (ROOT) reported net margin of 3.7% in Q1 2026.
How has Root, Inc.'s net margin changed year-over-year?: Root, Inc.'s net margin decreased by 15.2% year-over-year, from 4.4% to 3.7%.
What is the long-term trend for Root, Inc.'s net margin?: Over 5 years (2020 to 2025), Root, Inc.'s net margin has grown at a -52.0% compound annual growth rate (CAGR), from -104.7% to 2.7%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.