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Root, Inc. ROOT Total debt

Total debt at other companies

Lemonade logo
LemonadeLMND
$20.8M-4.6%
Safety Insurance Group logo
Safety Insurance GroupSAFT
$61.1M+36.8%
Kemper logo
KemperKMPR
$944M-5.3%
Progressive logo
ProgressivePGR
Allstate logo
AllstateALL
Berkshire Hathaway logo
Berkshire HathawayBRK.A

Other financials

Income statement

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Revenue$393.5M+12.6%
Operating income$40.9M+72.6%
Net income$35.9M+95.1%
EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%
Total equity$325.9M+42.5%
Total assets$1.7B+6.3%

Cash flow

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Operating cash flow$9.3M-65.3%
CapEx-
Free cash flow$70.1M+1.3%

Valuation

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Market cap$840.38M-60.5%
Enterprise value$431.78M-74.9%
P/E14.5×-23.8×
P/S0.5×-1.1×

Profitability

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Operating margin5.1%-2.6pp
Net margin3.7%-0.7pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity20.8%-7.3pp
Debt / equity0.6×-0.3×

Where this comes from

Calculated from Root, Inc.’s reported figures.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s total debt?
Root, Inc. (ROOT) reported total debt of $200.3M in Q1 2026.
How has Root, Inc.'s total debt changed year-over-year?
Root, Inc.'s total debt increased by 0.1% year-over-year, from $200M to $200.3M.
What is the long-term trend for Root, Inc.'s total debt?
Over 5 years (2020 to 2025), Root, Inc.'s total debt has grown at a 0.1% compound annual growth rate (CAGR), from $204M to $204.6M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.