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Root, Inc. ROOT Debt-to-equity

Debt-to-equity at other companies

Progressive logo
ProgressivePGR
0.2×0.0×
Allstate logo
AllstateALL
0.2×-0.1×
Lemonade logo
LemonadeLMND
0.0×
Hippo Holdings logo
Hippo HoldingsHIPO
0.0×
Roadzen logo
RoadzenRDZN
7.1×
Berkshire Hathaway logo
Berkshire HathawayBRK.A

Other financials

Income statement

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Revenue$389.2M+1.6%
Operating income$34.6M+26.7%
Net income$25.4M+15.5%
EPS (diluted)$1.49+15.5%

Balance sheet

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Cash & equivalents$574.8M-10.5%
Total debt$199.8M-0.1%
Total equity$327.9M+34.1%
Total assets$1.7B+5.1%

Cash flow

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Operating cash flow$57.5M+10.6%
CapEx-
Free cash flow$70.1M+1.3%

Valuation

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Market cap$797.9M-41.6%
Enterprise value$422.9M-54.2%
P/E13×-3.0×
P/S0.5×-0.5×

Profitability

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Operating margin5.5%-3.3pp
Net margin3.9%-2.3pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity21.4%-21.7pp

Where this comes from

Calculated from Root, Inc.’s reported figures.

Based on the most recent quarter.

The source filing: Root, Inc.’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 4:10 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001788882-26-000061

FAQ

What is Root, Inc.'s debt-to-equity?
Root, Inc. (ROOT) reported debt-to-equity of 0.6× in Q2 2026.
How has Root, Inc.'s debt-to-equity changed year-over-year?
Root, Inc.'s debt-to-equity decreased by 25.5% year-over-year, from 0.8× to 0.6×.
What is the long-term trend for Root, Inc.'s debt-to-equity?
Over 5 years (2020 to 2025), Root, Inc.'s debt-to-equity has grown at a 29.5% compound annual growth rate (CAGR), from 0.2× to 0.7×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

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