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Root, Inc. ROOT Debt-to-equity

Debt-to-equity at other companies

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ProgressivePGR
0.3×0.0×
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AllstateALL
0.2×-0.1×
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Berkshire HathawayBRK.A
0.0×
Lemonade logo
LemonadeLMND
0.0×
Safety Insurance Group logo
Safety Insurance GroupSAFT
0.1×0.0×
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KemperKMPR
0.4×-2.4×

Other financials

Income statement

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Revenue$393.5M+12.6%
Operating income$40.9M+72.6%
Net income$35.9M+95.1%
EPS (diluted)$2.09+95.3%

Balance sheet

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Cash & equivalents$608.9M-0.3%
Total debt$200.3M+0.2%
Total equity$325.9M+42.5%
Total assets$1.7B+6.3%

Cash flow

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Operating cash flow$9.3M-65.3%
CapEx-
Free cash flow$70.1M+1.3%

Valuation

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Market cap$840.38M-60.5%
Enterprise value$431.78M-74.9%
P/E14.5×-23.8×
P/S0.5×-1.1×

Profitability

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Operating margin5.1%-2.6pp
Net margin3.7%-0.7pp
FCF margin13.6%-3.0pp

Returns & leverage

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Return on equity20.8%-7.3pp

Where this comes from

Calculated from Root, Inc.’s reported figures.

Based on the most recent quarter.

The official record: Root, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Root, Inc.'s debt-to-equity?
Root, Inc. (ROOT) reported debt-to-equity of 0.6× in Q1 2026.
How has Root, Inc.'s debt-to-equity changed year-over-year?
Root, Inc.'s debt-to-equity decreased by 29.7% year-over-year, from 0.9× to 0.6×.
What is the long-term trend for Root, Inc.'s debt-to-equity?
Over 5 years (2020 to 2025), Root, Inc.'s debt-to-equity has grown at a 29.5% compound annual growth rate (CAGR), from 0.2× to 0.7×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.